Ramp

What is Ramp?

Ramp is a comprehensive corporate card and finance automation platform built to help businesses spend less and operate more efficiently. Its mission is to save businesses time and money by providing tools that consolidate corporate cards, expense management, bill payments, and accounting into a single unified platform. By using intelligent automation, Ramp eliminates manual data entry, streamlines approvals, and offers real-time visibility into company-wide spending. It ultimately serves modern finance teams by replacing fragmented financial software with an all-in-one solution that continuously identifies ways to cut costs.

How to use Ramp?

To use Ramp effectively, a company must first apply for an account and link its corporate bank accounts to establish a credit limit. Once approved, administrators can issue physical or virtual corporate cards to employees with built-in, customizable spending limits and rules. Employees use these cards for business expenses and easily submit receipts via text or email, while Ramp automatically matches the receipts to transactions, routes them for manager approval, and syncs the data seamlessly with the company's accounting software.

Ramp's Core Features

• Issues unlimited virtual and physical corporate cards with customizable spending controls.

• Automates expense reporting by matching receipts to transactions via AI-powered receipt reading.

• Provides automated bill payment features to process, approve, and pay vendor invoices.

• Integrates directly with major accounting software like NetSuite, QuickBooks, and Xero for automatic ledger syncing.

• Offers real-time dashboards for continuous visibility into company spending metrics.

• Employs automated approval workflows to streamline manager reviews and compliance.

• Features built-in spend intelligence to automatically flag duplicate charges and unused software subscriptions.

• Provides global payment capabilities to manage multi-currency expenses and international vendors.

Ramp's Use Cases

• #1

  Issuing virtual and physical corporate cards with pre-approved spend limits.

• #2

  Automating employee expense reports and receipt collection.

• #3

  Managing and paying vendor invoices efficiently.

• #4

  Automating accounting synchronization with software like QuickBooks or NetSuite.

• #5

  Gaining real-time visibility and reporting on company-wide spend.

• #6

  Automating multi-level approval workflows for large purchases.

• #7

  Identifying duplicate subscriptions and unused software.